Our Mission
Clearinghouse Community Development Financial Institution (Clearinghouse CDFI) is a full-service, direct lender financing projects that create jobs & services to help people work, live, dream, grow, & thrive in healthy communities. The company was established in 1996 to serve low-income and disadvantaged communities in Southern California. Since then, Clearinghouse CDFI has expanded its service area to address unmet credit needs throughout the U.S. with a focus on CA, NV, AZ, NM, TX, & Indian Country.
Our Mission: provide economic opportunities and improve the quality of life for lower-income individuals and communities through innovative and affordable financing that is unavailable in the conventional market.
Download the CCDFI About Us flyer: About Clearinghouse CDFI – 2023
Our Product
Clearinghouse CDFI finances direct loans for affordable housing, community facilities, small businesses, and commercial real estate. Loan types include: construction, acquisition, renovation, expansion, and refinance. Clearinghouse CDFI offers both short and long-term permanent, fixed-rate mortgages from 3-years to 25-years fully amortizing.
Financing for our communities. Profits for our investors.
We believe that creditworthy borrowers whose projects create assets in the community deserve to be considered for financing. We’re here to finance these projects when a borrower’s unique circumstances don’t fit the criteria for traditional lenders.
We analyze every loan application individually with consideration for its potential impact and return. All of our loans provide measurable community benefit.
See how Clearinghouse CDFI measures its Community Impacts.
B Corp Certification
Clearinghouse CDFI is proud to be a Certified B Corp. B Corps are socially and environmentally sustainable companies that have been certified by the nonprofit B Lab as meeting high levels of performance, accountability, and transparency. Our Commitment to “B the Change” is natural as a mission based CDFI. As a B Corp, we aim to transcend traditional notions of business success: maximizing profits and maximizing returns to people and the planet.
Read more about Clearinghouse CDFI’s B Corp commitment.
View our 2023-2024 Annual Borrower Feature Video:
Transcript: Clearinghouse CDFI 2023-24 Annual Video Transcription