8/14/24 Presented by CCDFI Development Services –
Welcome to Clearinghouse CDFI’s webinar on The Five Cs of Credit—a crucial framework that lenders use to evaluate the creditworthiness of borrowers. This informative session is designed specifically for small business owners, entrepreneurs, developers, nonprofits, and anyone looking to improve their understanding of credit evaluation. This webinar explores the Five Cs of Credit—Character, Capacity, Capital, Collateral, and Conditions—and how lenders use them to evaluate financing requests. Whether you’re seeking financing or building your financial knowledge, this webinar offers practical insights into how credit decisions are made.
Financing decisions involve more than a credit score alone. Lenders look closely at how a borrower manages financial obligations and whether a financing request demonstrates long-term stability. This webinar explains how those conversations typically unfold and what borrowers can do to better prepare before applying for financing.
About this Episode
This episode is hosted by our Chief Operations Officer, Yves Mombeleur. Our Chief Credit Officer, Kristy Ollendorff joins as a panelist to answer your questions.
Five Cs of Credit Webinar Key Takeaways
- Learn how lenders evaluate Character, Capacity, Capital, Collateral, and Conditions.
- Understand how the Five Cs of Credit influence financing decisions.
- Explore ways borrowers can strengthen financing applications and financial profiles.
Who Should Watch
- Small to medium business owners seeking financing
- Entrepreneurs
- Real estate developers
- Nonprofits
- Anyone interested in boosting their credit knowledge.
Clearinghouse CDFI supports economic opportunities and strengthens communities through responsible lending. Through the Financial Education Series, Clearinghouse CDFI Development Services provides educational resources that help borrowers better understand financing concepts and lending processes.
If you have any questions on the content of this video or would like more information, please email [email protected]. Learn more about Clearinghouse CDFI financing solutions.
