About Us

Our Mission

Clearinghouse CDFI is a full-service, direct lender financing projects that create jobs & services to help people work, live, dream, grow, & thrive in healthy communities. The company was established in Orange County, California in 1996 to serve low-income and disadvantaged communities in Southern California. Since that time, Clearinghouse CDFI has expanded its service area to include Nevada, Arizona, New Mexico, and Sovereign Nations in the Western United States.

Our Mission: provide economic opportunities and improves the quality of life for lower-income individuals and communities through innovative and affordable financing that is unavailable in the conventional market.

Our Product

Clearinghouse CDFI finances direct loans for affordable housing, community facilities, small businesses, and commercial real estate. Loan types include: construction, acquisition, renovation, expansion, and refinance. Clearinghouse CDFI offers both short and long-term permanent, fixed-rate mortgages from 3-years to 30-years fully amortizing.

Financing for our communities. Profits for our investors.

Clearinghouse CDFI is a Certified CDFIWe believe that creditworthy borrowers whose projects create assets in the community deserve to be considered for financing. We’re here to finance these projects when a borrower’s unique circumstances don’t fit the criteria for traditional lenders.

We analyze every loan application individually with consideration for its potential impact and return. All of our loans provide measurable community benefit.

See how Clearinghouse CDFI measures its Community Impacts.

B Corp Certification


Certified B CorpClearinghouse CDFI is proud to be a Certified B Corp
. B Corps are socially and environmentally sustainable companies that have been certified by the nonprofit B Lab as meeting high levels of performance, accountability, and transparency. Our Commitment to “B the Change” is natural as a mission based CDFI. As a B Corp, we aim to transcend traditional notions of business success: maximizing profits and maximizing returns to people and the planet.

Read more about Clearinghouse CDFI’s B Corp commitment.

View our 2017 Annual Presentation:

Read more borrower stories in the Clearinghouse CDFI Digital Annual Report.