Requirements & Fees

Limited Time ONLY:
Broker Incentive – 25 Basis Points – New Loans

New, Qualified Borrowers Only

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About Our Loans

Clearinghouse CDFI finances projects that improve communities through measurable benefits. We work closely with every borrower to ensure the success of each project.

  • Commercial Loan Amounts: Tailored from $500,000 – $15 million
  • Multi-Family Loan Amounts: Tailored up to $15 million
  • Service Area: Nationwide, focusing on CA, NV, AZ, NM, TX, OR, & Indian Country
  • No predefined loan programs: Our borrowers’ projects are as different as the communities they serve. We assess each loan application individually.
  • Project Types:

How to Apply

  • 1Contact Us
  • 2Project Discussion
  • 3Loan Package
  • 4Loan Underwriting
  • 5Final Review
  • 6Loan Closing and Funding
  • 7Post-Closing

Loan Rates & Terms

  • Long Term FIXED Rates up to 24 Years
  • Short Term (up to 24 months) interest only loans
  • Loan to Value (LTV)LTV is the loan amount divided by property value – Up to 80%
  • Download the Rates & Terms Sheet: CCDFI Core Lending Products – 2023

Loan Fees

  • Applications, Processing, Flood, & Tax
  • Nonprofits: $800
  • For-profits: $1,200
  • Due at Loan Funding
    • Origination Fee: 1.5%-2%
    • Loan Document Fee: Individually Assessed
    • 3rd Party Vendor Dependent: Appraisal, Title, Escrow, Legal, and Environmental Fees (if applicable)

Cost of appraisal, application fee, other third party reports and preliminary legal work will be requested after an initial review of the project and the receipt of quotes for the scope of work. All costs will be reasonable and can be estimated further upon request.

About Us

  • Learn more about Clearinghouse CDFI and view our annual DVD here: About Us.

Have Additional Questions?

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Projects We Finance