Clearinghouse CDFI - Our Executive Team | Clearinghouse CDFI

Executive Team

Our Executive Team is here to help you succeed. Whether you’re an investor or a borrower, we’re happy to talk.


Douglas Bystry - headshot
Douglas J. Bystry
President / CEO

Douglas J. Bystry has been providing financial services to low-income communities for over 30 years. Mr. Bystry, in his professional career, has successfully raised and deployed over $2 billion for low-income and distressed communities. Much of this capital has been deployed through Clearinghouse Community Development Financial Institution (CDFI), which he founded in 1996 and continues its leadership as its President and CEO.

Mr. Bystry is regarded as a leader in the community/economic development and minority wealth strategies.  He is frequently asked to speak at industry conferences and seminars.  He is an expert in NMTCs and Native American community revitalization efforts.  He has funded over $100 million in projects benefiting Indian Country and currently serves on the Board of Directors for Native American Natural Foods, makers of the Tanka Bar.

Mr. Bystry previously served as a City Council member and Housing Commissioner in the County of Orange, CA. He serves on the California Organized Investment Network (COIN) Advisory Board, working to increase insurance industry community investments in that state.  Mr. Bystry serves on several other local non-profit boards promoting affordable housing and economic development. He is a UCLA graduate, married with two sons.

Kristy Ollendorff
Kristy Ollendorff
Chief Credit Officer

Ms. Ollendorff has over 25 years of experience in underwriting and is regarded as an expert in underwriting community development projects. Prior to working for Clearinghouse CDFI, Ms. Ollendorff had many years of experience in upper management for several mortgage companies.

As Clearinghouse CDFI’s Chief Credit Officer, Ms. Ollendorff is involved with all aspects of lending in low-income communities, including nonprofit technical assistance, loan term negotiations, and post close credit issues. She understands the flexibility needed to underwrite challenging Core and NMTC community loans, and works with Loan Servicing regarding all current borrowers experiencing payment difficulties. On average, 88% of Clearinghouse CDFI loans are projects that benefit disadvantaged businesses and/ or communities. Ms. Ollendorff oversees staff under her direction in business development, processing, and underwriting the loan requests submitted to the CDFI for consideration.

Ms. Ollendorff is a board member of the Boys & Girls Club of Tustin and serves on the board of El Sol Charter School in Santa Ana. She also served on the MUFG/Union Bank Corporate Social Responsibility Advisory Board. She earned her Bachelor of Arts from the Cal State Polytechnic University of Pomona, School of Business.

Yves Mombeleur - Chief Fund Officer - Clearinghouse CDFI
Yves M. Mombeleur
Chief Fund Officer

Mr. Mombeleur heads the CCDFI FVLCRUM Fund partnership. He is well versed in strategic partner relationship management. His strong analytical background includes risk assessment, budgets, financial management, and negotiation.

Mr. Mombeleur has directed all aspects of lending, capital investment, and loan portfolio management. He is experienced with growing businesses from inception to maturity and developing opportunities to yield sustainable, unrestricted funding sources.

Mr. Mombeleur has diverse background in community development, brand/reputation risk management, diversity/inclusion initiatives, operational management, and business development. He is also an expert facilitator and coach possessing an acute community awareness critical to the advancement of ongoing CRA initiatives and CSR strategies. Mr. Mombeleur is a Board Member of the Girl Scouts of San Gorgonio & of the Latino Coalition, as well as Chairman of the Board for the Safety Center and Instituto de Avance Latino.

Mr. Mombeleur holds an MBA from the Lake Forest Graduate School of Management-Chicago, IL and Jurisprudence from Loyola University Chicago School of Law.

Terrin Enssle - CFO
Terrin Enssle
Chief Financial Officer

Ms. Enssle has worked in the banking and financial services industry for over 40 years.

Ms. Enssle has extensive experience in finance, capital markets and corporate treasury for public and private financial institutions. She spent the past 20 years in senior management positions in finance and treasury divisions for banks that ranged in asset size from $500 million to $20 billion. Ms. Enssle served as a Board Member for Clearinghouse CDFI from 2009 until August 2018. In this role, she chaired the Board ALCO Committee and served on the Asset Review Committee. In August 2018, Ms. Enssle joined Clearinghouse CDFI as CFO.

Andrew Gordon - 2019 web headshot
Andrew W. Gordon
Executive Advisor

Mr. Gordon serves as Executive Advisor to Clearinghouse CDFI as well as collaborates on special projects including activities specific to Arizona, Native American communities and the FVLCRUM Fund. He also supports CCDFI’s Impact Team and the Native American Advisory Board. Prior to joining Clearinghouse CDFI in 2015, Mr. Gordon was the founding President of Arizona MultiBank CDC, the heritage nonprofit CDFI that was established in 1991 and evolved into Arizona MultiBank, a Division of Clearinghouse CDFI.

Before returning to his home state of Arizona in 1991, Mr. Gordon was SVP of the legacy economic development bank to the New York City Economic Development Corporation. Mr. Gordon currently serves on the Investment Committee of the Arizona Community Foundation’s Community Impact Loan Fund. He served as Chair of the Phoenix Local Advisory Committee of Local Initiatives Support Corporation (LISC) and Chair of its Credit Committee. Mr. Gordon was a founding Advisory Board member of a U.S. Small Business Administration (SBA) licensed Small Business Investment Company (SBIC) and the SBA has recognized Mr. Gordon as a “Small Business Financial Services Champion of the Year”. Mr. Gordon taught the small business lending course at the former National Community Development Lending School. Mr. Gordon went to public elementary and high school in Arizona and worked at his family’s grocery store in downtown Phoenix.  Mr. Gordon is a former VISTA volunteer, as described in the book, A Cry for Help. He received his Bachelors from Yale College and Masters from Harvard University.

Jay Harrison - 2017 headshot
Jay Harrison
Chief Investment Officer (CIO)

Mr. Harrison manages Clearinghouse CDFI’s New Markets Tax Credit (NMTC) program having successfully closed over $350 million in these transactions. Mr. Harrison also works to structure and negotiate transactions with investors. He has successfully closed over $200 million in debt and equity transactions with our investment partners since joining the company in 2007.

Prior to joining Clearinghouse CDFI, Mr. Harrison spent over twenty years in managerial positions in the regulated financial services industry. Most recently he served as the SVP, Treasurer of a six billion dollar, publicly traded financial institution where he managed an investment portfolio of over $1 billion. Mr. Harrison also managed over $2 billion of wholesale funding sources including FHLB, State treasury programs and private repurchase agreements.

Kathy Bonney - Chief Administration Officer
Kathy Bonney
Chief Administrative Officer

Ms. Bonney, as Clearinghouse CDFI’s Chief Administration Officer, is responsible for the operation and administration of the corporation. She oversees human resources, corporate risk management, technology and compliance. She also manages the investor relations for the company including shareholders, creditors, and New Markets Tax Credit (NMTC) participants. Ms. Bonney earned a Master’s Certification in Human Resources from Cornell University and a Master Certificate in Business Management.