Executive Team

Our Executive Team is here to help you succeed. Whether you’re an investor or a borrower, we’re happy to talk.


Douglas Bystry
Douglas J. Bystry
President / CEO

As founder of Clearinghouse CDFI, Mr. Bystry has been involved with all aspects of capital raising and deploying funds to borrowers under our CDFI and NMTC lines of business. Mr. Bystry has over 25 years of experience raising and deploying capital to low-income communities. Prior to starting Clearinghouse CDFI, Mr. Bystry was Executive Director of Santa Ana Neighborhood Housing Services and Executive Director of the Affordable Housing Clearinghouse, our non-profit community partner. He attracted over $200 million in capital for these organizations. Mr. Bystry has deployed over $1 billion in capital into low-income communities throughout his career.

Andrew W. Gordon
Arizona Market President

Mr. Gordon leads Clearinghouse CDFI’s lending activities in Arizona. Prior to joining Clearinghouse CDFI, Mr. Gordon was the founding President of Arizona MultiBank Community Development Corporation, the heritage nonprofit CDFI that preceded Arizona MultiBank, a Division of Clearinghouse CDFI.

Before returning to his home state of Arizona in 1991, Mr. Gordon was Senior Vice President of the legacy economic development bank to the New York City Economic Development Corporation (www.nycedc.com). Mr. Gordon currently serves on the Investment Committee of the Arizona Community Foundation’s Community Impact Loan Fund. He served as Chair of the Phoenix Local Advisory Committee of Local Initiatives Support Corporation (LISC) and Chair of its Credit Committee. Mr. Gordon was a founding Advisory Board member of a U.S. Small Business Administration (SBA) licensed Small Business Investment Company (SBIC) and the SBA has recognized Mr. Gordon as a “Small Business Financial Services Champion of the Year”. Mr. Gordon taught the small business lending course at the National Community Development Lending School. Mr. Gordon is a former VISTA volunteer, and received his Bachelors from Yale College and Masters from Harvard University.

Brian Maddox - 2017 headshot
Brian L. Maddox
Chief Production Officer

Mr. Maddox is the head of lending for Clearinghouse CDFI. He has over 18 years of community development finance and nonprofit management experience and is recognized for his expertise with Low Income Housing Tax Credits (LIHTC) financing.

Prior to joining Clearinghouse CDFI, Mr. Maddox worked in senior management for both national and regional banks in Nevada, California and Arizona. He has also worked in the areas finance and policy administration with local, state and nonprofit organizations in Massachusetts and Delaware. Mr. Maddox was a U.S. Department of Housing and Urban Development Fellow at the University of Delaware and received a Masters in Public Administration, with a dual concentration in Community Development and Finance. Mr. Maddox also earned a Bachelor of Science Degree in Accounting from Lincoln University of Pennsylvania.

Jay Harrison - 2017 headshot
Jay Harrison
Chief Investment Officer (CIO)

Mr. Harrison manages Clearinghouse CDFI’s New Markets Tax Credit (NMTC) program having successfully closed over $350 million in these transactions. Mr. Harrison also works to structure and negotiate transactions with investors. He has successfully closed over $200 million in debt and equity transactions with our investment partners since joining the company in 2007.

Prior to joining Clearinghouse CDFI, Mr. Harrison spent over twenty years in managerial positions in the regulated financial services industry. Most recently he served as the SVP, Treasurer of a six billion dollar, publicly traded financial institution where he managed an investment portfolio of over $1 billion. Mr. Harrison also managed over $2 billion of wholesale funding sources including FHLB, State treasury programs and private repurchase agreements.

Kristy Ollendorff
Kristy Ollendorff
Chief Commercial Credit Officer

Ms. Ollendorff is involved with all aspects of lending in the low-income communities we serve, including nonprofit technical assistance, loan document negotiations, funding and post audits, Community Impact, and Marketing. In addition, she works with loan servicing regarding all borrowers experiencing payment difficulty and loan workouts.

With over 25 years of experience in underwriting both consumer and commercial loans, Ms. Ollendorff is regarded as an expert in underwriting community development loans. Prior to working for Clearinghouse CDFI, Ms. Ollendorff had many years of experience in management involving funding, operations, and investor relations. Ms. Ollendorff is currently on the Board of Risk Management Association, Orange County Chapter and is a member of the RMA National Chapters & Membership Council. She also serves as the Treasurer of the Board of Directors of El Sol Charter School in Santa Ana.

Terrin Enssle
Terrin Enssle
Chief Financial Officer

Ms. Enssle has worked in the banking and financial services industry for 37 years. She spent the past 20 years in senior management positions in finance and treasury divisions for banks that ranged in asset size from $500 million to $20 billion. Ms. Enssle served as a Board Member for Clearinghouse CDFI from 2009 until August 2018. In this role, she chaired the Board ALCO Committee and served on the Asset Review Committee. In August 2018, Ms. Enssle joined Clearinghouse CDFI as CFO.