California-Based Clearinghouse CDFI Completes
$35 Million Equity Recap, Attracting 22 Investors, Strengthening Lending Capacity,
& Expanding National Footprint
Lake Forest, CA, August 7, 2025 – Clearinghouse Community Development Financial Institution (Clearinghouse CDFI) announced the successful completion of its strategic recapitalization initiative, raising $35 million in new equity to fuel its next phase of national growth. Launched in 2024, the recapitalization reflects strong investor confidence in Clearinghouse CDFI’s mission, model, and measurable outcomes. The equity raise is the first step in the company’s plan to increase overall corporate assets to over $1 billion.
The raise drew recommitments from 22 existing investors—many of whom have long partnered with Clearinghouse CDFI through prior offerings. This new capital reinforces their continued support of the company’s efforts to scale lending solutions across the country.
Notable investors include: PNC Bank, Enterprise Bank & Trust, EverBank, Western Alliance Bank, City National Bank, Farmers & Merchants Bank, Huntington Bank, U.S. Bank, Commercial Bank of California, and Orange County Community Housing Corporation (OCCHC).
As a for-profit CDFI headquartered in Orange County and lending nationally, Clearinghouse CDFI will leverage this equity to expand financing for affordable housing, small business development, and critical community infrastructure—helping to close persistent market gaps and promote economic vitality.
“Completing this $35 million equity raise as a for-profit CDFI is a significant achievement,” said Douglas J. Bystry, founder and president/CEO of Clearinghouse CDFI. “This new capital positions us to do more of what we do best—deploy market-responsive financing that spurs job creation and supports long-term economic independence of underserved communities nationwide. We’re grateful to the investors who believe in our mission and are helping us lead the future of community finance.”
“Our investment in Clearinghouse CDFI reflects PNC’s commitment to scalable, high-impact financial solutions that benefit communities and align with our values,” said Reymundo Ocañas, executive vice president and director of Community Development Banking at PNC. “We value collaborations that promote job creation and long-term community prosperity. Clearinghouse CDFI’s proven model of transparent stewardship and targeted capital deployment helps foster stronger, more resilient communities across the country.”
$35 Million Equity Recap – What’s Next?
With the recapitalization complete, Clearinghouse CDFI continues to grow its investor base—building on traditional banking partnerships and welcoming new capital from the broader financial market. The organization’s record of responsible, consistent growth and mission-aligned innovation continues to distinguish it among CDFIs nationwide.
A Record of Performance and Purpose
Since its founding in 1996, Clearinghouse CDFI has deployed over $2.7 billion in loans for 2,733 community projects, supported the creation or retention of more than 43,856 jobs, and facilitated the development of 13,548 affordable housing units. In 2024 alone, 41% of Clearinghouse CDFI financing supported projects in low-income areas nationwide. These investments delivered measurable benefits to more than 95,000 individuals in historically disinvested communities that have long faced barriers to capital and economic opportunity.
Clearinghouse CDFI’s recap builds on a strong foundation of successful capital-raising initiatives, including its recently repaid $28 million Third Private Placement Offering—a milestone 20 years in the making.
As Clearinghouse CDFI enters its next chapter, the company remains steadfast in its commitment to economic empowerment, responsible investment, and transparent stewardship—principles that will continue to guide its work and deepen its impact nationwide.
About Clearinghouse Community Development Financial Institution (Clearinghouse CDFI):
Clearinghouse CDFI addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance. A certified B Corporation, we meet rigorous standards of social and environmental performance, transparency, and accountability. We believe responsible capital can strengthen communities and deliver results that matter.
###
Media Contact:
A. Smith
Director of Marketing, Clearinghouse CDFI
Phone: 949-528-3287
Email: news@ccdfi.com
Learn More:
